Health Coverage Rooted in What Matters Most
Personalized Medicare and Health Insurance Guidance
Helping individuals, families, and small businesses understand their coverage options and make informed decisions with confidence.
Licensed in California, Hawaii & Texas
English & Spanish | 23+ Years of Experience
How Can I Help You?
Medicare Coverage
Turning 65, retiring, or reviewing your current Medicare coverage? I can help you understand Medicare Advantage, Medicare Supplement, and Part D prescription drug coverage so you can compare your options.
Individual & Family Health Insurance
Whether you're self-employed, retiring before Medicare, between jobs, or simply need individual coverage, I'll help you explore health insurance options available to you and your family.
Small Business & Employee Benefits
I help small-business owners evaluate health insurance and employee benefit options while keeping costs, coverage, and the needs of their employees in mind.
Meet Jorge "Jay" Cruz
23+ Years of Health Benefits Experience
Insurance doesn't have to be confusing.
I'm Jorge "Jay" Cruz, founder of Root Health Insurance Solutions. For more than 23 years, I've helped individuals, families, and employers understand their health benefits and make informed coverage decisions.
Today, I provide personalized guidance for Medicare, Individual & Family Health Insurance, and Small Business Employee Benefits.
My approach is simple: understand what's important to you, explain your options in plain language, and help you find coverage that fits your needs.
Licensed in California, Hawaii and Texas. Assistance available in English and Spanish.
23+ Years of Experience
Decades of experience helping people understand health benefits and coverage.
Why Root Health?
Personalized Guidance
Recommendations begin with your needs, doctors, prescriptions, budget and priorities.
Multiple Coverage Options
Medicare, Individual & Family, and Small Business coverage.
No-Cost Medicare Guidance
Clients don't pay an additional fee for my Medicare plan consultation.
English & Spanish
Personalized assistance available in either language.
Licensed in CA, HI & TX
Serving clients across three states.

Let's Find the Right Coverage for You
Or, fill out the contact form and I will reach out to you directly and schedule a no-cost consultation.
By providing your contact information and clicking “Submit,” you give consent for a representative of Root Health Insurance Solutions to contact you about products and services. I may contact you by phone call, email, automated dialing system, or voice message at the number you provided, even if your number is listed on a federal or state Do Not Call registry. Consent is not a condition of any purchase or service. You can change your communication preferences at any time by contacting Root Health Insurance Solutions. Root Health Insurance Solutions is not connected with or endorsed by the U.S. government or the federal Medicare program.
